Everything Charles Cove residents look up — HOA & CDD info, amenities, schools, county and utility links, and local essentials — gathered in one place. This is an independent neighborhood resource, not the official HOA, CDD, or county site, so please verify any detail with the official sources we link to.
The county, school, and community links Charles Cove residents reach for most. These open the official sites in a new tab — always treat them as the source of truth.
Look up your parcel, ownership & assessed value.
Property taxes, tags & driver license services.
Verify your assigned schools by address.
Water, waste, recycling & other county services.
Non-emergency contact & community safety info.
US-27 & I-4 traffic and travel conditions.
Parcel maps, zoning, drainage & infrastructure layers.
City notices, services, events & municipal links.
The community's own official channels and public documents. Always treat these as the source of truth over anything summarized on this page.
District records, board agendas, budgets, amenity status & assessments.
The HOA's public document portal & resident resources.
Declaration, Articles of Incorporation & amendments.
On-roll assessments of $865,306.58 with line-item detail.
Pool, playground & field rules, guest policies & usage.
FL Division of Corporations — Active, filed 01/22/2020.
This page is an independent Charles Cove homeowner resource. It is not the official website of the Charles Cove HOA, Charles Cove CDD, D.R. Horton, Polk County, Polk County Public Schools, or the City of Davenport. HOA, CDD, school, tax, property, and community information should be verified directly with the appropriate official source before making a real estate decision.
Charles Cove has both a Homeowners Association and a Community Development District. They cover different things, and some responsibilities overlap. Here's the general picture for a community like this one.
| Topic | Typically HOA | Typically CDD |
|---|---|---|
| Architectural / deed restrictions | Yes | — |
| Common-area landscaping | Sometimes | Sometimes (overlap) |
| Roads & sidewalk repair | — | Yes |
| Stormwater / ponds / aquatics | — | Yes |
| Street lighting | — | Yes |
| Amenity center rules & access | Often | Often (overlap) |
| Annual assessments | Yes | Yes |
For the 2026 fiscal year, the Charles Cove CDD's on-roll assessments total $865,306.58. The CDD's Board of Supervisors sets these assessments annually at public meetings, so amounts can change year to year. For the full breakdown of how the HOA and CDD differ — and what each fee covers — see our HOA & CDD guide.
Responsibilities vary — verify with the HOA & CDD directly
Charles Cove is built around resort-style, family-friendly amenities. Hours, access, and reservation rules are set by the community — check the amenity center for the current schedule.
See the community guide
School zoning in Polk County can vary by exact address and may change over time. Charles Cove residents should verify assigned schools directly through the Polk County Public Schools Address Zoning tool.
Charles Cove sits in the fast-growing US-27 corridor of Polk County, with quick access to the Disney/Orlando attractions economy while keeping a quieter, residential feel. A few essentials nearby:
This hub is built for and by the Charles Cove community. If a link is out of date, you have a resource to suggest, or you just want to stay in the loop, reach out or join the neighborhood list — we'd love to hear from you.
